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Precision SBA Loan Review & Strategic Risk Services

Integrity Risk and Credit Services provides lenders with the clarity needed to advance SBA acquisition deals and maintain portfolio credit quality.

SBA Acquisition Clarity

We provide the independent analysis necessary to confidently move acquisition deals forward while staying aligned with SBA SOP requirements.

Foundational Risk Expertise

Founded by Julie Mahathath, we apply comprehensive credit risk and broad underwriting expertise to every institutional engagement.

Portfolio Quality Review

Comprehensive evaluation of credit quality across portfolios, participations, and M&A opportunities through a lender-centric lens.

Quality of Earnings

Detailed financial analysis and Q of E reports that deliver transparency and accuracy to support institutional credit decisions.

Our Commitment to Lenders

SOP-Aligned Compliance

Our work is strictly independent, conflict-free, and adheres to SBA SOP best practices.

Lender-Centric Discipline

We bring a disciplined, executive-level approach to portfolio risk and credit review engagements.

Strategic Clarity

Empowering firms to evaluate participations and M&A opportunities with objective financial data.

Professional Accuracy

Leveraging deep expertise in credit review to safeguard institutional capital and growth.

Integrity Loan Review & Risk Services

Our Core Values

Integrity exists to give lenders clarity for SBA acquisition deals and portfolio quality assessments. Founded by Julie Mahathath, an executive risk professional, we bring disciplined, lender-centric oversight to every engagement.

Clear

Accurate

Independent

SOP-Aligned

100%

Report Accuracy

Professional Promise

Elite

Ready to Secure Your Next SBA Acquisition Deal?

About the Firm

Integrity Loan Review & Risk Services provides lenders the clarity needed to advance SBA acquisition deals and evaluate credit quality across portfolios and M&A opportunities. Founded by Julie Mahathath, an executive-level risk professional with expertise in SBA underwriting and Quality of Earnings, our firm brings a lender-centric approach to every engagement. Our work is independent, conflict-free, and SOP-aligned.

Our Promise: Clear. Accurate. Independent. SOP-aligned. Every engagement. Every report. Privacy and NDAs available upon request.

Upload one core deal document such as financial statements, tax returns, a debt schedule, or a purchase agreement. You can add additional documents below if available.

Upload credit memos, spreads, collateral documents, or other review materials if relevant.

Upload LOI, CIM, seller financials, or acquisition‑related documents if applicable.

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